Products

Everything you need to run the money.

Accounts, savings, cards, expenses, payables and receivables — one organized platform instead of a dozen disconnected tools.

Accounts

Open up to 50 named checking accounts — Operating, Payroll, Tax, Savings and anything else — each with its own account and routing number. Every dollar has a home.

Accounts

Savings

High-APY savings sit right beside your operating cash. Move money instantly, watch it grow, and keep reserves for taxes and rainy days untouched.

Savings

Cards

Issue unlimited physical and virtual cards, set per-card limits and merchant controls, and earn a flat 2% cash back on every dollar of spend.

Cards

Expense Management

Transactions auto-categorize the moment they hit. Capture receipts, add memos, and hand your accountant clean books — no month-end scramble.

Expense Management

Payables

Schedule bill payments, set approval workflows, and route who can move money. Payments only leave when the right people sign off.

Payables

Receivables

Send branded, recurring invoices and collect payments that reconcile automatically to the account you choose. Get paid faster, chase less.

Receivables

Ready to get organized?

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FITOS

Business banking that keeps every dollar and every account under control.

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FITOS is a financial technology company and is not an FDIC-insured bank. Banking services are provided by Sutton Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. FDIC insurance is available for funds on deposit through Sutton Bank, Member FDIC. Certain conditions must be satisfied for pass-through FDIC insurance to apply.

© 2026 FITOS LLC. All rights reserved.

Banking services provided by Sutton Bank, Member FDIC.